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Citidirect login government travel card india. • Improper use of the travel card can result in card cancellation, either by the BIA or by CitiBank. 4 5 • GSA Stock Program (Visit GSA Global supply at: www. com, PDF, 6 pages], Statement of Understanding [PDF, 1 page], and Travel Card 101 [requires login] certificate of completion) and processing applications Dec 16, 2019 · • The Government Travel Charge Card (GTCC) is mandated to be used by DoD personnel to pay for authorized expenses when on official travel unless an exemption is granted. • When an individual first applies for a travel card and then every Citibank Online offers convenient travel services, including bookings and exclusive benefits for Citi cardholders. Login Support Welcome to CitiDirect Online Banking, Citibank's Web-based banking platform. Once the mission has been completed, the traveler has 45 days to pay the outstanding travel card balance. S. Embassy or Consulate General CitiDirect ® Commercial Banking. Login Support Citi ® Commercial Cards. 1. Per diem is a set allowance for lodging, meal and incidental costs incurred while on official government travel. Life insurance corporation, popularly known as lic is indian state-owned insurance group and investment company. Through our global and proprietary commercial card issuance footprint, we can support your organization to manage and automate business expenses across all regions of the globe Citi provides industry-leading transaction data and reporting capabilities, and integrate seamlessly with client systems such as expense management, procure-to-pay, and expenses identified by the traveler in the split disbursement amount paid directly to the travel card vendor. You can access the class 24 hours a day, 7 days a week through the Travel Explorer (TraX). These cards will be exempted from the statement insert, statement messaging and tax-exempt features of the Government’s program. Therefore, no expectation of privacy is to be assumed. In order to login, along with your User ID, you also need a Secure Password or a Safeword® Card that generates dynamic passwords or a Digital Certificate. Available in over 45 countries and 21 languages, Citi's Global Card Management System (GCMS) provides a highly configurable, powerful transaction-management tool able to support our clients' allocation and reconciliation needs as well as complex accounting hierarchy setups and, multi-approver workflows. Cardholders are responsible for ensuring that only authorized transactions are made with the card. Joint Travel Regulations (JTR) D. comhome. Select Multi-factor from the Login Method menu. Oct 14, 2024 · The World Safari credit card is a premium travel card offered by RBL Bank. This website supports IPV6 Citi is a leading global bank for institutions with cross-border needs, a global provider in wealth management and a U. Application Process Jun 29, 2022 · Government Charge Card Abuse Prevention Act of 2012 SEC 3. com)). May 2, 2019 · ALCGPSC 048/19 - GOVERNMENT TRAVEL CHARGE CARD (GTCC): TRANSISITON FROM JPMC TO CITI BANK U. Citi Government Travel Card Program Official Government Travel has just become easier with the Citi® Government Travel Card. For these users, we need the identity and address proof documents. It provides essential (overseas call 904-954-7850) immediately if my card is lost or stolen. ) • Easy access via download from the App <link rel="stylesheet" href="styles. The Citi ® Commercial Card enables you to carry out approved organization spend with confidence and security, all underpinned by unrivalled card acceptance. It is another tool in our arsenal to help combat potential third-party fraud. Cardholders with an IBA are responsible for payment in full of the undisputed amounts due in the monthly billing statement from the card vendor and should refer to the Cardholder Reference Edition of the Government Travel Charge Card Regulations [PDF, 9 pages] for complete Dec 16, 2019 · • The Government Travel Charge Card (GTCC) is mandated to be used by DoD personnel to pay for authorized expenses when on official travel unless an exemption is granted. 31 Cardholders. mil@mail. I am a MyTravel Travel Manager and I need to retrieve MyTravel data [PDF, 7 pages] (MyTravel users should contact their Travel Manager to retrieve trip or expense information) Government Travel Charge Card Support Options. Government Aug 27, 2008 · r 261617z aug 08 maradmin 476/08 msgid/genadmin,usmtf,2007/cmc washington dc pr rff// subj/transistion to the new government travel charge card gtcc provid Jan 3, 2022 · The mission critical status prevents suspension of the account (61 days past billing). Complete “Travel Card 101” training initially and refresher training every three years thereafter. • Once you see a QR code on screen, open the CitiDirect mobile app on your mobile phone, tap “Desktop/Tablet Login” and then enter the FDIC-Insured – Backed by the full faith and credit of the U. We have local currency programs in 59, and acceptance at more than 90 million merchants worldwide. Please provide the regulator's circular. Sign On to CitiManager Chip and PIN is the next generation of payment card technology. 3. com Citi Government Travel Card Program Official Government Travel has just become easier with the Citi® Government Travel Card. Cardless accounts External FAQs | India AML 1. How Do I Activate My Card Please sign your card immediately and confirm receipt of your card by following the instructions below: 1. This global network will support you virtually anywhere you need to do business. coast guard sent this bulletin at 09/23/2022 02:02 pm edt Citibank Online offers a secure platform for managing accounts, paying bills, and accessing exclusive rewards. mil. Using the promo code “EMTSCB,” cardholders can get a Jun 20, 2023 · This article provides instructions for Government Travel Charge Card (GTCC) cardholders in reducing travel card payment delinquencies. Employees are required to use the travel card for ONLY official expenses and travel-related expenses away from the official duty station for which a travel voucher will be filed. External FAQs | India AML 1. Enter username and password. Mar 17, 2022 · The Rules of a Government Travel Card How to Responsibly Use Your Government Travel Card. Allows the Traveler to keep UNT Business Travel expenses separate from personal funds; Applying for a Travel Card does not affect the Traveler’s personal credit report CitiDirect ® Commercial Banking. Comprehensive Solutions for Travel & Entertainment, Purchasing & B2B, and Administrative and Online Tools . Only an authenticated combination of your User ID and Secure Password or the password ge Knowledge Connections Rodgers Travel WingGate Travel Semont Travel dba TRAVCO Potomac Falls Ravenel Travel Business Travel ADTRAV Bay Area Travel CI Travel CW Government Duluth Travel Travel Manassas Travel Omega Travel Global Travel US Airline Alliance Other. 3 Dec 16, 2019 · • The Government Travel Charge Card (GTCC) is mandated to be used by DoD personnel to pay for authorized expenses when on official travel unless an exemption is granted. • A: All government employees who will potentially travel. gsaglobalsupply. Also, the credit check for your government travel card will not count against your credit score. davis. Government. In addition to the card benefits provided by Citi, Visa and Mastercard provide card benefits such as Car Rental Insurance and Travel and Emergency Assistance. We have combined our vast experience in worldwide How to apply for a Government Travel Charge Card Online: a Travel Card at least 15 business days in advance of your travel date: https://home. Please wait we are redirecting you to the login page. In Login ID, enter the 6-digit alphanumeric ID on the back of your SafeWord Card. commercial travel management, travel policy and implementation, travel card program management, training, functional oversight of the Defense Travel System (DTS) and customer support. Travel Card Program Since 1812, Citi has been serving customers with innovative banking and financial solutions. By doing One portal for all online Aadhaar Services. gov You can also call 1-800-525-8027 or fax your order to 1-800-856-7057) CitiDirect BE® Login Quick Reference Guide Resetting Your Password 1. I acknowledge that I will be liable for all transactions made with my card pursuant to the Citi Government Services Travel Card Program Cardholder Account Agreement and Citi may verify the information listed on Citi ® Commercial Cards is present in over 100+ countries. State of Texas Travel cards are the preferred method of payment for individual employee travel. Login Support Welcome to CitiDirect® Online Banking, Citibank's Web-based banking platform. Proper in-processing benefits you! It is . CitiDirect BE Mobile characteristics: • CitiDirect BE Mobile’s security features are an extension of the current security enablement process that is accessed with your existing Safeword Card challenge/response system. O Box 6125, Sioux Falls, South Dakota 57117-6125 Citi Travel is a travel booking portal that gives eligible Citi card members access to book flights, hotels, rental cars, and attractions at competitive prices, along with 24/7 customer support. Buy life insurance plans and policies from LIC of india avail tax benefits with multiple cover options. From there, follow the prompts to establish your account. For Citi, the leading global bank, serves more than 200 million customer accounts and does business in more than 160 countries and jurisdictions. There’s lots of help out there to make sure you understand the application process, limits and ways to use your card. Application Process 16 hours ago · DTS and EWTS will be unavailable for a scheduled DOWNTIME maintenance on Friday, November 22, 2024 from 2100 ET to 0200 ET on Saturday, November 23, 2024. CitiDirect is an online banking platform providing secure and convenient access to various services and solutions for businesses. Learn more today. 18 (series) B. O. . Your login session has expired due to inactivity. This includes temporary duty (TDY) and, per Component guidance, permanent change of station (PCS) travel. // ref/a/department of defense instruction (dodi) 5154. ALL personnel (military or civilian) to pay for . Travelers can use it to pay for both official and personal expenses while on official Generic cards are used by Agencies/Organizations for security reasons. For CITI ® Travel Card and CITI One Card for U. citidirect. Note: If you have more than one card account, click the account number drop-down arrow in the Card Information header to toggle between accounts. Cardholders are responsible for using their Travel Card in accordance with policy, including use of split disbursement and ensuring payment in full of their current and past due balances no later than the Citibank statement due date for both temporary duty (TDY Additionally, you can set up a PIN at any time within the CitiManager app, in CitiManager online (Citi Commercial Cards (citidirect. We're sorry, the system is currently unavailable. • When an individual first applies for a travel card and then every Sep 18, 2024 · Travel managers should ensure that all of their travelers use their government-issued travel charge card/account for all purchases of travel-related services or products such as rental cars, hotel rooms, and telephone or Internet service. gsa. cards. 18 (series) Joint Travel Regulations (JTR) Welcome to CitiDirect® Online Banking, Citibank's Web-based banking platform. Form 3CEDA (Application for rollback of an Advance Pricing Agreement)and Form 3C-O (Application form for approval under sub-section (1) of section 35CCC of Income Tax Act) are now available for filing on the e-filing portal. CitiDirect puts all your corporate banking functions in one security-protected place, giving you around the globe, centralized access to your account information in real time right from your computer or mobile device. The Travel and Transportation Reform Act of 1998 (Public Law 105-264) mandates the use of the Government Travel Charge card for employees on official government travel. (U. • It functions like a credit card, but you will manage it differently. 8A C. Email: Latavia. Login 1. g. Connect to CitiDirect Online Banking. If selected, you must also complete Section 2. You are authorized to use this System for approved business purposes only. Travel Card Cardholder Guide Citi Commercial Cards 91126 05/16/11 1:21 PM Page 1. YOUR . Turn on your SafeWord Card and enter the 4-digit PIN it came with. It comes with a range of travel benefits, including a MakeMyTrip voucher worth Rs. At the Sign-on screen, select your user name from the CitiDirect BE® Login via MobilePASS Benefits at a Glance • Enhanced client experience using the mobile device you already carry for login • Strong security with improved control of login process, including additional device security available on most smart devices (e. Select your Login Method based on your credential type. Click the Account Reinstatement link that displays on the right side of the screen. Per Diem. Login Support Accessing Travel Card Program Training in TraX The DTMO Travel Card Program class educates DoD travelers on the basics of the Government Travel Charge Card (GTCC) and is also referred to as “Travel Card 101” training. Primary POC: SSG Davis,, 804- 765-8119 . Citi offers an innovative suite of easy to use online tools that help companies, administrators and cardholders efficiently manage the range of responsibilities behind multifaceted commercial card programs and day to day business expenses. A POA is unique in every situation and must be given in writing; A Power of Attorney is accepted by mail or fax; Mail to: P. • When an individual first applies for a travel card and then every How to apply for a Government Travel Charge Card Online: a Travel Card at least 15 business days in advance of your travel date: https://home. Mail Citibank Government Card Services P. General Services Administration Federal Government commercial cards program. The Citi ® Commercial Card with Chip and PIN technology will continue to support magnetic stripe technology, enabling you to use your card regardless of the merchant. Its use ensures the travel card vendor will be paid promptly, preventing travel-related debt. Additionally, when you book through the Citi Travel portal using ThankYou ® rewards cards, you can earn ThankYou ® points on your travel spending Welcome to CitiDirect® Online Banking, Citibank's Web-based banking platform. Schedule your interview at a U. for . From card administration to training, Citi supports our customers every step of the way. Military Assignments and Authorized Absences, COMDTINST M1000. com, click Forgot Password? 2. n. A. Please Login to CitiManager: home. Welcome to Citi ® Commercial Cards! As a Commercial Card leader and innovator for 20 years, we are proud to serve as your GSA SmartPay ® 3 provider. Sign-on to CitiDirect ® Online Banking Using the SafeWord™ Card After your initial sign-on and the creation of your personal sign-on name, follow the steps below for subsequent sign-ons to CitiDirect® Online Banking. Login Support Citibank Centrally Billed Corporate Travel Card. Generic cards will be issued from non-Government credit card stock with a standard Citibank account numbering structure. Looking for more information on GSA SmartPay? Please visit the GSA SmartPay program website. How to pay your visa application fee. Cardholders are responsible for using their Travel Card in accordance with policy, including use of split disbursement and ensuring payment in full of their current and past due balances no later than the Citibank statement due date for both temporary duty (TDY Oct 26, 2024 · 1. Enter the required information and follow the instructions on the website. Where do I get help? For questions and issues that involve your CITI Bank account, call the travel card bank directly at 800-790-7206 (INCONUS) or 904-954-7850 (OCONUS) for questions or to report a lost/stolen card. 4. Transactions are denied if the JTR does not allow reimbursement for the attempted purchase. signed application [citibank. r. Management of Travel Cards Requires all federal agencies to establish internal controls for government charge card programs, ensure periodic internal control reviews are conducted, and penalties imposed for violations when circumstances warrant. The amount of any ATM withdrawals and any miscellaneous travel card charges, to include, but not limited to meals charged to the travel card, must also be includedin their split disbursement amount paid directly to the travel card vendor. Log in with Biometrics on your mobile. m ET - 5:00 Jul 2, 2019 · Page 1 of 2 All Users Must Activate Their Citi-Bank GTCC Reserve Action Bulletin All Users Must Activate Their Citi-Bank GTCC With the start of hurricane season arriving next weekend, over 17,000 or 37% of ETS supported by CWTSato Travel is the Coast Guards all-in-one travel system that will assist our members with booking travel, creating and approving orders and submitting travel claims. com, select your country and click Go. How to access visa application forms and instructions. How to apply for a Government Travel Charge Card Online: a Travel Card at least 15 business days in advance of your travel date: https://home. l. Having a Government Travel Charge Card (GTCC) is . Coast Guard sent this bulletin at 05/02/2019 02:34 PM EDT Global Card Management System. We apologize for any inconvenience. For security reasons, please close the window and login again to access your account if required. • Have your full 16-digit Travel Card account number available Payments via U. Securely manage your corporate banking functions with CitiDirect. Any amounts charged in Aug 6, 2021 · Getting a Citi Government Travel Card might make it easier when it comes to financing essential travel — and, depending on your position, it could even be mandatory. com Travel Card Program Since 1812, Citi has been serving customers with innovative banking and financial solutions. • Alternately, you may call 1-800-200-7056. Your Citi Government Travel Card makes it easy for you to purchase travel and travel-related services, reduces the need to carry cash and assists you with record keeping. 2 times x | or 1 times x Miles Earn 2 AAdvantage ® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American FDIC-Insured - Backed by the full faith and credit of the U. Enter the answer to the security question you set up when logging in for the first time. Personal use of the travel card or use of the travel card to pay for Welcome to CitiDirect® Online Banking, Citibank's Web-based banking platform. citimanager. Enter your Login ID and email address. Travel Card The Government Travel Card by Citibank is intended for use by designated individuals for official Government travel and authorized travel-related expenses. See Login Help for more information. • If prompted, enter Password. Copyright © 2007 - 2024 Citigroup Inc. New User Registration / Activation; How Do I; Customer Care; Lock & Unlock User; SBI's internet banking portal provides personal banking services that gives you complete control over all your banking demands online. personal bank. Box 183173 Columbus, OH 43218-3173 Posting Time Frame 7 to 10 business days Instructions • Enter full 16-digit Travel Card account number on the memo line of the check or money order • Detach payment coupon from Citi Commercial Cards Study with Quizlet and memorize flashcards containing terms like Which item is a benefit of using the travel card? A. official travel costs for TDY and PCS. English . mil BOLC/LOG C3 APC: SSG Pender and SGT Rodriguez Application Process Access and manage your Citibank accounts online with ease and security, view balances, transfer funds, pay bills, and more. Responsible use of your government charge card entails three main activities: Ethical use of the card for official government travel expenses only; Timely and accurate reporting of charges (often with printed receipts); Timely payment of the card’s balance How to apply for your nonimmigrant visa for travel to the United States. • When an individual first applies for a travel card and then every 2 days ago · Welcome to Access Online. Wednesday, October 16, 2024: 8:00 a. For full details, please read the appropriate Guide to Benefits below. Travel cards issued to personnel for use during official travel are Individually Billed Accounts, or IBAs. If you have not already signed up for the CitiManager ® tool, please log on to www. C. • You are ultimately responsible for all aspects of the card and all your travel matters. Government Employees Please contact CITI Customer Service Center at 1-800-200-7056 for information regarding the maximum Benefit amount Jun 20, 2023 · This article provides instructions for Government Travel Charge Card (GTCC) cardholders in reducing travel card payment delinquencies. Index Welcome 1 steps for both the Defense Travel System (DTS) and Government Travel Charge Card (GTCC). It usually takes several weeks to get your travel card so make sure to start the process as early as possible. We have combined our vast experience in worldwide Citi is authorized to give account information to the DoD Travel Card client or to a person authorized to act on his/her behalf ONLY if a Power of Attorney (POA) is on file. , PIN, Swipe, Fingerprint, etc. A pin must be embedded within the card. e. pender. The CitiDirect® BE employs secure login processes to ensure that data is safe and accessible only to authorized users. Travelers using DTS should arrange for scheduled partial payments (SPPs) to ensure their travel card expenses can be paid while on long term temporary duty. 2. s. com Jun 30, 2020 · r 301548z jun 20 maradmin 373/20 msgid/genadmin/cmc washington dc pr rff// subj/expanded use of the government travel charge card (gtcc). Citi Customer Service | Traveler Line | 1-800-200-7056 or 1-757-852-9076 (toll-free) Apr 14, 2022 · A. The DTMO works with the service CPMs and Citi on establishing direction, setting policy and centrally managing the travel card program. Login Help - CitiDirect ® Login Requirement The CitiDirect BE ® employs secure login processes to ensure that data is safe and accessible only to authorized users. Navigate to the Card Activation website. How do I log into CitiDirect on my computer using this new login method? • Go to the CitiDirect homepage. Citi Commercial Cards Use of the travel card is mandated by the Travel and Transportation Reform Act of 1998 [PDF, 9 pages]. We have combined our vast experience in worldwide travel card management and unparalleled technological expertise to develop a flexible and convenient purchasing and This course will cover basic Citibank Reporting - including scheduling reports and report editing. com)), or by calling Citi at 800-790-7206. css"> 16 hours ago · DTS and EWTS will be unavailable for a scheduled DOWNTIME maintenance on Friday, November 22, 2024 from 2100 ET to 0200 ET on Saturday, November 23, 2024. On the CitiDirect login page at https://portal. You can also view your pin at anytime within the CitiManager app or in CitiManager online (Citi Commercial Cards (citidirect. Please enter your information to log in. Individually Billed Account Travel Card Set Up Form Citibank® Government Travel Card Program Instructions Sheet — Supplement to Cardholder Application IMPORTANT INFORMATION about opening a new Citi® Department of Defense Travel Card account: To help the United States Government fight terrorism and money laundering, Federal law requires us Sep 23, 2022 · ALCGPSC 081/22 GOVERNMENT TRAVEL CHARGE CARD (GTCC) PROGRAM: FINANCIAL AND TRAVEL SYSTEM TRANSITION GUIDANCE; ALCOAST 096/22 COMMANDANT DIRECTS STAND UP OF FSMS INCIDENT MANAGEMENT TEAM; Government Travel Charge Card (GTCC) Program Policies and Procedures, COMDTINST M4600. If any changes need to be made to an ADTRAV itinerary after September 30, your reservation will be refunded and the trip rebooked through CWTSATO. We will also cover card management functions, including card activation/deactivation, opening and closing accounts, account transfers, credit and cash limit maintenance and a host of other functions. From outside the U. Notify the travel card vendor and my APC immediately if my GTCC is lost, stolen or compromised. Since 1812, Citi has been serving customers with innovative banking and financial solutions. We have combined our vast experience in worldwide Login Help - CitiDirect ® Login Requirement The CitiDirect BE ® employs secure login processes to ensure that data is safe and accessible only to authorized users. You are accessing this computer system in order to service the U. What is the India AML - Customer Due Diligence requirement? India regulator mandates identity and address proof documents for users of online banking application specifically from money laundering perspective. In the credit card industry, Citi has set the standard for the world. • Input your CitiDirect User ID and tap Continue. Government Travel Charge Card (GTCC) Program Policies and Procedures, COMDTINST M4600. 31 Jun 30, 2020 · r 301548z jun 20 maradmin 373/20 msgid/genadmin/cmc washington dc pr rff// subj/expanded use of the government travel charge card (gtcc). accounts only) English Client Logins CitiDirect ® Banking on the regarding the Government Purchase, Fleet and Travel Card programs at Citibank Responsibilities of Program Participants Transaction Dispute Office (TDO) A TDO may be established to assist an Agency/Organization and Citibank in tracking and resolving disputed transactions associated with the Government Purchase, Fleet and Travel Card programs. Our Client Account Services (CAS) and Regional Services teams provide local specialists who are designated to work with our customers' program administrators to facilitate the program process and provide best-practice expertise for program management. accounts only) Log in. Expand your earning potential with Authorized User cards for your employees and earn AAdvantage ® miles for purchases made on each card. Citibank, N. APCs are responsible for: Collecting required cardholder documentation prior to card issuance (i. responsibility to ensure all steps are Aug 27, 2008 · r 261617z aug 08 maradmin 476/08 msgid/genadmin,usmtf,2007/cmc washington dc pr rff// subj/transistion to the new government travel charge card gtcc provid /er citidirect training locations and dates for agency program coordinators apc// fm cmc washington dc to al maradmin unclassified// maradmin msgid/genadmin/cmc washington dc pr rff// subj/transistion to the new government travel charge Sep 23, 2022 · alcgpsc 128/22 - government travel charge card (gtcc) program: financial and travel system transition guidance - update u. GTCC Regulations state that the card will be used by all DoD personnel (military or civilian) to pay for all costs related to official government travel, including meals. FDIC-Insured – Backed by the full faith and credit of the U. The Standard Chartered EaseMyTrip Credit Card provides assured discounts on all travel bookings made through the EaseMyTrip website or app. Log in to CitiDirect Commercial Portal for secure and convenient access to your commercial card account. Government CitiDirect BE Mobile’s Trade Authorization function. • A government Log in to Citi Commercial Cards to manage your business expenses and travel. What documents, photos and information you need to apply for your visa. Login Support • The Government Travel Charge Card (GTCC) is mandated to be used by DoD personnel to pay for authorized expenses when on official travel unless an exemption is granted. BOLC/LOG C3 APC: SSG Davis and SSG Mathes . Do not wait until a week before your TDY to get a travel card. com Citi Commercial Cards CitiDirect ® Login. ALCGPSC 087/21 GOVERNMENT TRAVEL CHARGE CARD (GTCC) PROGRAM: FINANCIAL AND TRAVEL SYSTEM TRANSITION GUIDANCE Update my contact information with the travel card vendor when necessary. 3,000 as a welcome benefit, a 0% mark-up fee on all foreign currency transactions, and the ability to earn Travel Points on all spending categories, which can be redeemed for flight and hotel bookings. B. d72377cd0ad1d1f7. ALL . The Card Details screen displays. Calculation of travel per diem rates within the Federal government is a shared responsibility of the General Services Administration (GSA), the Department of State (DoS), and the Defense Travel Management Office (DTMO). We have combined our vast experience in worldwide travel card management and unparalleled technological expertise to develop a flexible and convenient purchasing and Primary POC: SSG Pender 804-765-8125 Email:darrius. Citi Commercial Cards login. We have combined our vast experience in worldwide travel card management and unparalleled technological expertise to develop a flexible and convenient purchasing and payment tool. Click Continue. From the CitiManager Site side navigation bar, click the Cards icon. mil@army. MANDATORY. CitiDirect ® Commercial Banking. and Canada, call 757-852-9076. or. Manage your Citi credit card account online, pay bills, view statements, and access exclusive rewards and benefits. Once you have your Citi Travel Card you can login here to access your account. If you are not redirected click here We're sorry, the system is currently unavailable. com/login and click on the 'Self registration for Cardholders' link. Please try again later. This system is "FOR OFFICIAL USE ONLY," and is subject to monitoring and recording to the extent permitted by law and/or regulation. xgsmbfid smhfwmu qcpw lveh xhtnn nxfo vsiq upkxb xpplzeh fqyzw